Articles – Sarah Thomas

Federal Budget Perks for First-Time Homebuyers & New Mortgage Fraud Measures

April 2024 has been an active month for news impacting mortgage borrowers! The 2024 federal budget contained some benefits for first-time homebuyers...

Have You Taken Advantage of the First Home Savings Account?

Saving for a down payment is often one of the greatest barriers to homeownership. Fortunately, a First Home Savings Account (FHSA) encourages Canadians to intentionally plan ahead for your entrance into the housing market.

Calculating Your First-Time Homebuyer Budget

Buying your first home is extremely exciting, but it also takes a lot of planning, including building a realistic budget that helps ensure you can afford to carry all the expenses that come along with homeownership.

An Annual Mortgage Review Can Maximize Your Savings

For many homeowners, securing a mortgage is a significant financial milestone. But, it’s just as important to regularly review and optimize that mortgage. This is where your mortgage agent becomes even more invaluable – proactively looking out for your best interests long-term.

Planning Some Home Renovations? Ask Your Mortgage Agent About Financing!

Are you thinking of giving your home a makeover this year? Using your home equity may be the most economical financing solution to get the kitchen of your dreams or a spa bathroom retreat. And your mortgage agent can help guide you through this process.

How Does a Gifted Down Payment Work?

Owning a home is a major milestone for many Canadians, but the financial hurdle of coming up with a sufficient down payment can be a significant barrier. To address this, some aspiring homeowners turn to the concept of a gifted down payment – a strategy that caHow Does a Gifted Down Payment Work?n make homeownership more accessible.

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