Your First Mortgage Renewal is About More Than a New Rate
Your first mortgage renewal can come with a lot of questions. Your lender sends a renewal offer with a new interest rate, but how do you know if it’s competitive?
What Does “Affordable” Actually Mean for Homeownership?
Getting approved for a mortgage is exciting, but just because a lender is willing to lend you a certain amount doesn’t mean the payments will fit comfortably into your life.
You Don’t Have to Wait Until Renewal to Review Your Mortgage
Your mortgage renewal is an important financial decision, but it shouldn’t be a last-minute one.
Banks Aren’t Your Only Mortgage Option
When you’re looking for a mortgage, it’s easy to assume that your bank is the natural place to start.
Kids Moved Out. Is it Time to Downsize?
For years, your home may have been the centre of a busy family life. Bedrooms were full, the kitchen was constantly in use and having extra space made perfect sense. Then the kids grew up and moved out.
A Mortgage Should Evolve with Your Life
When you bought your home, your mortgage was designed to fit your financial situation at that moment. It reflected your income, goals and lifestyle at the time. But life rarely stays the same.
Student Loans Don’t Have to Stand in Your Way to Homeownership
Student loan debt feels like a major roadblock to becoming a homeowner for many first-time homebuyers.
Gifted Down Payments: How Family Can Help You Buy Your First Home
For many first-time homebuyers, saving enough for a down payment is the biggest obstacle to homeownership. Fortunately, financial help from family members is becoming increasingly common, and a gifted down payment can make the dream of buying a home a reality much sooner. A gifted down payment is exactly what it sounds like: money provided […]
Think Missed Bill Payments Mean You Can’t Get a Mortgage? Think Again
If you’ve missed payments in the past, you may assume homeownership is out of reach. It’s a common misconception that a few financial setbacks automatically disqualify you from getting approved for a mortgage.
Growing Family? It’s Time to Start Thinking About Your Next Home
The arrival of a new baby is often one of the biggest life changes homeowners experience. Along with the excitement comes a new set of practical considerations.