How to Increase Your Credit Score
When it comes to improving your credit score, your mortgage agent can be an invaluable ally. A higher credit score not only qualifies you for better mortgage rates, but it also opens the door to a variety of financial opportunities.
Your Mortgage Agent Can Help When Buying an Investment Property
Real estate has proven to be a sound long-term investment. If you’re thinking about buying an investment property, consulting with your trusted mortgage agent is a terrific place to start. Your agent can play a crucial role by providing valuable expertise throughout your investment property purchase and beyond.
Federal Budget Perks for First-Time Homebuyers & New Mortgage Fraud Measures
April 2024 has been an active month for news impacting mortgage borrowers! The 2024 federal budget contained some benefits for first-time homebuyers…
Have You Taken Advantage of the First Home Savings Account?
Saving for a down payment is often one of the greatest barriers to homeownership. Fortunately, a First Home Savings Account (FHSA) encourages Canadians to intentionally plan ahead for your entrance into the housing market.
Calculating Your First-Time Homebuyer Budget
Buying your first home is extremely exciting, but it also takes a lot of planning, including building a realistic budget that helps ensure you can afford to carry all the expenses that come along with homeownership.
An Annual Mortgage Review Can Maximize Your Savings
For many homeowners, securing a mortgage is a significant financial milestone. But, it’s just as important to regularly review and optimize that mortgage. This is where your mortgage agent becomes even more invaluable – proactively looking out for your best interests long-term.
Planning Some Home Renovations? Ask Your Mortgage Agent About Financing!
Are you thinking of giving your home a makeover this year? Using your home equity may be the most economical financing solution to get the kitchen of your dreams or a spa bathroom retreat. And your mortgage agent can help guide you through this process.
How Does a Gifted Down Payment Work?
Owning a home is a major milestone for many Canadians, but the financial hurdle of coming up with a sufficient down payment can be a significant barrier. To address this, some aspiring homeowners turn to the concept of a gifted down payment – a strategy that caHow Does a Gifted Down Payment Work?n make homeownership more accessible.
Why it’s Important to Use a Mortgage Agent When Buying Your First Home
Becoming a first-time homebuyer is an exciting yet sometimes daunting experience, especially when navigating the complex world of mortgages on your own.
A New Year is a Fresh Start for Your Finances
For many Canadians, 2023 was a tough year thanks to high inflation and interest rates, and we’re ready to put it far behind us with the hope of a brighter year ahead.