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Articles to keep you learning

Planning Ahead for Holiday Spending
As the holidays approach, the excitement of gift-giving, family gatherings and overall festive cheer is often accompanied by the challenge of managing finances.
New Mortgage Refinancing Rules to Help Homeowners Build Secondary Suites
We’re welcoming news of many important mortgage changes coming into effect in the next few months.
Great News for Mortgage Renewals!
Homeowners who switch lenders when your mortgage term is up for renewal will no longer be subject to stress-test rules – which add a 2% rate surcharge when qualifying your mortgage – as of November 21st, 2024.
Federal Gov’t Announces Boldest Mortgage Reform in Decades!
The federal government unveiled huge changes to Canada’s mortgage system September 16th, 2024 aimed at helping make homeownership more attainable for first-time homebuyers as well as Canadians purchasing newly-built homes.
Positive Interest Rate News!
We’re finally getting some great news on the inflation – and, consequently, the interest rate – front! Canada’s inflation rate continued its downward trajectory in July, with the headline Consumer Price Index (CPI) slowing to 2.5%, according to Statistics Canada.
Should You Pay Your Property Taxes with Your Mortgage?
If you’re a first-time homebuyer, chances are, your lender will require you to pay property taxes as part of your mortgage payments.