Mortgage financing for older Canadians

Use the equity you have in your home to enhance your lifestyle. You've got options!

As Canadians live longer, healthier lives, retirement is getting more expensive.

Unfortunately, most traditional retirement plans aren’t designed to withstand the financial pressures caused by living longer, which creates tremendous stress and uncertainty. Let us show you how accessing the equity in your home, as a financial planning strategy, will alleviate stress and enhance your lifestyle. So here’s the plan!

Start Now

There’s a lot of information to consider when looking to access the equity you’ve built up in your home. The earlier you start the process, the better prepared you’ll be to make the best decision. When you contact us, there is no pressure or obligation to move forward.

Get a Preapproval

Let’s take a look at your financial situation and assess the best steps to move forward. If you’re over 55 and have significant home equity, you’ve got options including standard mortgage financing, a home equity line of credit or a reverse mortgage.

Trust your professionals

There are many reasons you might decide to access the equity in your home. The goal should be to use the money you’ve worked so hard for to do whatever you like. Enjoy the freedom this could bring to your life, after all, it’s your money.

The same home that provided a great place to raise your family can support you through retirement

Let us show you how.

Resources to help as you plan through your retirement.

4 Ways to Access your Home Equity

If you’ve been a homeowner for many years, likely your property value has increased significantly. One advantage of homeownership is the opportunity to build equity. Learn about how you can access that equity here.

Mortgage Options for Older Canadians

Although it’s ideal to have your mortgage paid off by the time you retire, that isn’t always possible in today’s economy. The cost of living is considerably higher than it has ever been, and as a result, many Canadians are putting off retirement, hoping to make just a bit more money to add to that nest egg. Learn more about how using home equity can provide financial freedom for you or someone you love.

Benefits of Working with an Independent Mortgage Professional

Simply put, an independent mortgage professional works for you and has your best interest in mind, while a bank specialist works for the bank and has the bank’s best interest in mind.

What Banks Won't Tell You About Mortgage Financing

Working with a single financial institution significantly limits your options when considering mortgage financing, especially if your financial situation isn’t straightforward.

Mortgage financing might just be the solution to living a better lifestyle. It would be a pleasure to walk you through all your financing options.

There’s strength in numbers.

Confidence, too. And the confidence that comes with having the numbers on your side starts with having the right people on your side. People who speak numbers, speak your language and whose reputations speak for themselves. People who understand your goals and work with you to meet them. People like you. For trusted financial advice and service that makes you feel like you belong, please connect anytime, it would be a pleasure to work with you!