The best place to start is to connect with us directly. Securing financing for an investment property isn’t something you can do overnight. It requires developing and following a clear plan
Sorting through all the different mortgage lenders, rates, terms, and features can be overwhelming. Let us cut through the noise, we’ll outline the best mortgage products and help to arrange financing for your investment property.
Sorting through all the different mortgage lenders, rates, terms, and features can be overwhelming. Let us cut through the noise, we’ll outline the best mortgage products and help to arrange financing for your investment property.
Mortgage financing for investment in real estate is more than handling a single transaction. Let’s work together to build your portfolio and increase your net worth, one property at a time!
Working with a single financial institution significantly limits your options when considering mortgage financing, especially if your financial situation isn’t straightforward.
Simply put, an independent mortgage professional works for you and has your best interest in mind, while a bank specialist works for the bank and has the bank’s best interest in mind.
One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Learn more about how your gross debt service ratios (GDS) and total debt service ratios (TDS) impact your mortgage qualification.
When arranging mortgage financing, your mortgage lender will register your mortgage in one of two ways. Either with a standard charge mortgage or a collateral charge mortgage. Learn more about the differences here.
If you’ve been a homeowner for many years, likely your property value has increased significantly. One advantage of homeownership is the opportunity to build equity. Learn about how you can access that equity.
When looking to qualify for a mortgage, typically, a lender will want to review four areas of your mortgage application: income, credit, downpayment/equity and the property itself. Assuming you have a great job, excellent credit, and sufficient money in the bank to qualify for a mortgage, if the property you’re looking to purchase isn’t in good condition, you’re going to get some pushback from the lender. Learn more about why the property matters to the lender here.
Confidence, too. And the confidence that comes with having the numbers on your side starts with having the right people on your side. People who speak numbers, speak your language and whose reputations speak for themselves. People who understand your goals and work with you to meet them. People like you. For trusted financial advice and service that makes you feel like you belong, please connect anytime, it would be a pleasure to work with you!
Broker License No. 12782
Broker Address
1005 Skyview Drive, Suite #104
Burlington, ON, L7P 5B1
