How Can a Mortgage Refinance Help You?
There are numerous ways that you may be able to benefit from accessing some the equity built up in your home through a mortgage refinance, including helping cover the costs of the upcoming holiday season’s gift buying, decorating and entertaining.
Canadians Think Inflation is Even Higher Than Reality: BoC Survey
Results from a new Bank of Canada (BoC) survey show that Canadian consumers believe inflation is higher than it actually is, and they expect it to remain high despite data showing that it’s actually on the way down.
Buying a Home? Don’t Forget About Closing Costs
When buying a home, there’s much more to consider above and beyond your mortgage costs while taking overall affordability into account.
What Do-It-Yourself Home Repairs Should You Tackle?
Owning a home comes with a fair share of responsibilities, including maintenance and repairs. And, while some items on your to-do list can be tackled with a little DIY spirit, others are best left to the professionals.
Why Do I Need a Mortgage Co-Signer?
When mortgage qualification rules tighten up and/or interest rates rise, you may require a mortgage co-signer to qualify for the loan amount required to get you into your new home.
Consolidating Debt Can Increase Your Monthly Cashflow!
With all of the rate increases over the past year – following several years of historically low rates – many mortgage borrowers are concerned about increased mortgage payments, regardless of whether they’re currently in a fixed-rate or variable-rate mortgage.
Important Conditions to Include in Your Offer to Purchase
During the red-hot Canadian real estate market spurred by the pandemic where bidding wars were pretty much expected, it was virtually impossible to get an Offer to Purchase accepted that contained important conditions to protect the buyer when making among the largest purchase of their lifetime.
Is Your Mortgage Coming Up for Renewal? Read This First
A lot has changed since your last mortgage term began thanks to high inflation leading to increased interest rates – following years of historic lows. That’s why it’s important to review all options before your renewal date.
Down Payment Savings Opportunities for First-Time Homebuyers
Looking to buy your first home? Saving up for your down payment can seem virtually impossible unless you have a plan in place. Fortunately, there are more savings options available today than ever before.
Navigating Debt Trends: Can Mortgages Continue to Defy the Odds?
As Canadian households grapple with mounting debt and rising interest rates, one area seems to be holding steady amidst the storm: mortgages.