Document Checklist to Prepare for Your Mortgage Application
Whether you’re becoming a homeowner for the first time or purchasing another property, this is an exciting time. But it also requires some work on your end in order to ensure the mortgage process runs as smoothly as possible.
Tips for Navigating the Holidays on a Budget
In the spirit of the holidays, it’s easy to get caught up with the excitement of festive decorations, gift-giving, entertaining and gatherings with loved ones. But it’s important to stay on budget so you start 2024 off without financial regrets. Following are some tips to help you navigate this festive season without breaking the bank.
November is Financial Literacy Month!
Your financial well-being is at the core of our mission as mortgage agents and brokers. And Financial Literacy Month is a great opportunity for you to get empowered and ensure you always make informed decisions regarding your mortgage and overall financial health.
How Can a Mortgage Refinance Help You?
There are numerous ways that you may be able to benefit from accessing some the equity built up in your home through a mortgage refinance, including helping cover the costs of the upcoming holiday season’s gift buying, decorating and entertaining.
Canadians Think Inflation is Even Higher Than Reality: BoC Survey
Results from a new Bank of Canada (BoC) survey show that Canadian consumers believe inflation is higher than it actually is, and they expect it to remain high despite data showing that it’s actually on the way down.
Buying a Home? Don’t Forget About Closing Costs
When buying a home, there’s much more to consider above and beyond your mortgage costs while taking overall affordability into account.
What Do-It-Yourself Home Repairs Should You Tackle?
Owning a home comes with a fair share of responsibilities, including maintenance and repairs. And, while some items on your to-do list can be tackled with a little DIY spirit, others are best left to the professionals.
Why Do I Need a Mortgage Co-Signer?
When mortgage qualification rules tighten up and/or interest rates rise, you may require a mortgage co-signer to qualify for the loan amount required to get you into your new home.
Consolidating Debt Can Increase Your Monthly Cashflow!
With all of the rate increases over the past year – following several years of historically low rates – many mortgage borrowers are concerned about increased mortgage payments, regardless of whether they’re currently in a fixed-rate or variable-rate mortgage.
Important Conditions to Include in Your Offer to Purchase
During the red-hot Canadian real estate market spurred by the pandemic where bidding wars were pretty much expected, it was virtually impossible to get an Offer to Purchase accepted that contained important conditions to protect the buyer when making among the largest purchase of their lifetime.