Have You Taken Advantage of the First Home Savings Account?
Saving for a down payment is often one of the greatest barriers to homeownership. Fortunately, a First Home Savings Account (FHSA) encourages Canadians to intentionally plan ahead for your entrance into the housing market.
Calculating Your First-Time Homebuyer Budget
Buying your first home is extremely exciting, but it also takes a lot of planning, including building a realistic budget that helps ensure you can afford to carry all the expenses that come along with homeownership.
An Annual Mortgage Review Can Maximize Your Savings
For many homeowners, securing a mortgage is a significant financial milestone. But, it’s just as important to regularly review and optimize that mortgage. This is where your mortgage agent becomes even more invaluable – proactively looking out for your best interests long-term.
Planning Some Home Renovations? Ask Your Mortgage Agent About Financing!
Are you thinking of giving your home a makeover this year? Using your home equity may be the most economical financing solution to get the kitchen of your dreams or a spa bathroom retreat. And your mortgage agent can help guide you through this process.
How Does a Gifted Down Payment Work?
Owning a home is a major milestone for many Canadians, but the financial hurdle of coming up with a sufficient down payment can be a significant barrier. To address this, some aspiring homeowners turn to the concept of a gifted down payment – a strategy that caHow Does a Gifted Down Payment Work?n make homeownership more accessible.
Why it’s Important to Use a Mortgage Agent When Buying Your First Home
Becoming a first-time homebuyer is an exciting yet sometimes daunting experience, especially when navigating the complex world of mortgages on your own.
A New Year is a Fresh Start for Your Finances
For many Canadians, 2023 was a tough year thanks to high inflation and interest rates, and we’re ready to put it far behind us with the hope of a brighter year ahead.
Document Checklist to Prepare for Your Mortgage Application
Whether you’re becoming a homeowner for the first time or purchasing another property, this is an exciting time. But it also requires some work on your end in order to ensure the mortgage process runs as smoothly as possible.
Tips for Navigating the Holidays on a Budget
In the spirit of the holidays, it’s easy to get caught up with the excitement of festive decorations, gift-giving, entertaining and gatherings with loved ones. But it’s important to stay on budget so you start 2024 off without financial regrets. Following are some tips to help you navigate this festive season without breaking the bank.
November is Financial Literacy Month!
Your financial well-being is at the core of our mission as mortgage agents and brokers. And Financial Literacy Month is a great opportunity for you to get empowered and ensure you always make informed decisions regarding your mortgage and overall financial health.