Signs to Look for to Help Prevent Mortgage Fraud
Mortgage fraud is a serious issue in Canada that is becoming extremely sophisticated, and can lead to significant financial loss and loSigns to Look for to Help Prevent Mortgage Fraud
How Does a Private Mortgage Compare to a Traditional Mortgage?
Private mortgage options have become increasingly more popular thanks to stringent stress test mortgage qualification rules required by traditional lenders such as banks, increased inflation and higher interest rates. It’s just one more option your mortgage agent can offer to help you buy a new home or refinance/renew an existing mortgage when you don’t fit into the typical lending box.
How to Increase Your Credit Score
When it comes to improving your credit score, your mortgage agent can be an invaluable ally. A higher credit score not only qualifies you for better mortgage rates, but it also opens the door to a variety of financial opportunities.
Your Mortgage Agent Can Help When Buying an Investment Property
Real estate has proven to be a sound long-term investment. If you’re thinking about buying an investment property, consulting with your trusted mortgage agent is a terrific place to start. Your agent can play a crucial role by providing valuable expertise throughout your investment property purchase and beyond.
Federal Budget Perks for First-Time Homebuyers & New Mortgage Fraud Measures
April 2024 has been an active month for news impacting mortgage borrowers! The 2024 federal budget contained some benefits for first-time homebuyers…
Have You Taken Advantage of the First Home Savings Account?
Saving for a down payment is often one of the greatest barriers to homeownership. Fortunately, a First Home Savings Account (FHSA) encourages Canadians to intentionally plan ahead for your entrance into the housing market.
Calculating Your First-Time Homebuyer Budget
Buying your first home is extremely exciting, but it also takes a lot of planning, including building a realistic budget that helps ensure you can afford to carry all the expenses that come along with homeownership.
An Annual Mortgage Review Can Maximize Your Savings
For many homeowners, securing a mortgage is a significant financial milestone. But, it’s just as important to regularly review and optimize that mortgage. This is where your mortgage agent becomes even more invaluable – proactively looking out for your best interests long-term.
Planning Some Home Renovations? Ask Your Mortgage Agent About Financing!
Are you thinking of giving your home a makeover this year? Using your home equity may be the most economical financing solution to get the kitchen of your dreams or a spa bathroom retreat. And your mortgage agent can help guide you through this process.
How Does a Gifted Down Payment Work?
Owning a home is a major milestone for many Canadians, but the financial hurdle of coming up with a sufficient down payment can be a significant barrier. To address this, some aspiring homeowners turn to the concept of a gifted down payment – a strategy that caHow Does a Gifted Down Payment Work?n make homeownership more accessible.